Credit scores can make or break you when it comes time to make a big purchase like buying home or automobile. But it also determines things like how high your interest rate is on your credit card. Some employers are even performing credit checks before they will hire you! Using a credit monitoring service you can easily keep track of your credit report to ensure that there isnt incorrect information on it and that you aren't falling victim to identity theft.

The way it works is simple. Truecredit.com (a service of Transunion) will monitor your credit for a fee and notify you if there are any changes to it. You can then view those changes and ensure that they are correct. Things like inquiries on your credit (Is someone trying to obtain credit using your identity?) or reports of late payments to an obligation.

It's good to know what your credit score is while you are looking to make a big purchase. The better your score is the better chance you have of getting a better interest rate which will ultamitely save you money in the long run. If you are already in debt, and need help getting out - check out the excellent resources at lowermybills.com.

Truecredit.com is an intuitive, friendly service - check it out!